Liberty HealthShare Reviews
Real members.
Real experiences.
Liberty HealthShare members don’t just talk the talk, they walk the walk – together. Read how a variety of members’ healthcare journeys led them to discover the power of health sharing.

Recent reviews. Fresh feedback.
We take all our member experience reviews seriously, but our most recent reviews provide a direct pulse on how we’re doing day-to-day. Hear directly from our members about their recent experience working with us.
Loris went above & beyond to assist yours truly on all my concerns. She enlightened my healthcare provider/s on Liberty HealthShare rules on regulations regarding medical billing. I’m grateful for her help. I highly appreciate her time & effort. Thank you 😊

Liberty HealthShare has been a God-send for my wife and I. Retiring early at 56 I had no health insurance during a mandated coverage era. I didn't like the Obamacare options. Liberty HealthShare was great then, and is even better now with PCHS and HST. I have recommended Liberty to many people. I have since moved on to Medicare, but my wife is still blessed to have Liberty.

We have been members for years and have had the best experiences. Hubby was diagnosed with Cancer in 2019 and Liberty HealthShare helped us with payment and negotiations with the hospital to pay the astronomical expenses that come with a major health diagnosis. They have always helped us and have been very pleasant to work with. We are leaving because we have crossed over the Medicare bridge. Highly recommend.

This is a great way to have coverage for routine and unexpected medical expenses. The cost is much lower than traditional insurance coverage and the people are always pleasant to talk to and pleasant when helping with understanding work through details. They also do the work of trying to lower the cost of medical bills instead of making me do it.

This is a Christian Ministry and a great, AFFORDABLE alternative to Health Insurance. I called this morning asking for a change to my Account. Desiree was very kind and efficient. Thanks for your help!

Liberty Healthshare's program is great. It's practical and real. I feel lucky that I found this service. The program helped my medical expenses from my heart attack last November. They refunded most of my expenses even though ii occurred in a foreign country. I really appreciate their help.

Stories from our supportive community.
Get to know the members of our community that might end up supporting you in your time of need. We are a collective of like-minded individuals with unique stories, but common values and goals. Read about our members’ experiences.

Don Winslett
“It's still hard for me to believe how powerful the Liberty HealthShare community was. It really worked out well for me."
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Kat McHahon
“We did our homework, my husband did the research, and after everything we decided that Liberty HealthShare was the direction our family wanted to go."
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Warren Pfohl
“The amount of money that you can save, which is really the beauty of being a part of a family like this, is incredible. There are a lot of resources that will enable you to care for your family and medical needs.”
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Mark Mattias and Gina Lombardi
“We will be one of (Liberty’s) biggest cheerleaders, especially with young people who have no insurance. Thank you for taking such good care of us.”
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Dawn and Ken Siggett
“Coupled with our freedom to use the provider of our choice, the processes in place, and the fast-sharing times, Liberty HealthShare has been a perfect fit.”
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Cindy Pavell
"I truly feel taken care of. I don't have any trepidation about taking care of my health with Liberty HealthShare."
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John Tillema
“I feel like I am part of something bigger than myself. People are praying for me, and I am praying for other people. There is tremendous comfort and peace in knowing that I am connected to others in this way.”
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Willow and Antonio Monterrosa
“It was clear to us that Liberty HealthShare was the most prudent choice. It had the highest per-incident rate and the lowest Annual Unshared Amount."
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Melissa Searls
"Honestly, it makes me feel good and like I'm caring for other people. Logging into my ShareBox and seeing people giving back makes me feel good and motivates me to do my part."
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Janet Ralph
“Joining Liberty HealthShare has been the best choice. I’ve been much happier with Liberty HealthShare than with insurance or the other healthshare.”
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Rebecca Jacobs
"I still see my regular doctors for my healthcare. I haven't had to change anything, and there's never been a problem when I seek care."
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Shawn Carroll
"I was in a serious car accident in 2017 which caused my medical bills to exceed my auto insurance limits. Liberty HealthShare picked things right up after that and surpassed my expectations. They have continued to provide wonderful service, and I'm so thankful to be a member."
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Our members have a lot to say.
We couldn't contain all their stories here! Read more about how Liberty HealthShare members have walked, as a community, along the path where faith and healthcare unite.
Sharing costs. Stewarding care.
We like to keep our members in the know as often as possible. Here is a snapshot of the March 2025 medical expenses our members have shared and the share contributions received. Transparency is important to us because we believe it is to you.

SharePower Received – $9,723,899
The monthly amount of voluntary contributions available to share member’s eligible medical expenses.

Medical Expenses Shared – $9,465,686
The monthly amount of eligible medical expenses shared by members.

Medical Expenses Received – $5,706,838
The amount of eligible medical expenses submitted by members and providers after repricing, ineligibility, AUA, and Co-Share application. This amount may be reduced after additional negotiations.

Medical Expenses Being Processed for Sharing – $258,213
Medical expenses submitted by members and providers for member sharing that are being processed by Liberty HealthShare.

Discover the power of health sharing.
Reach out to a Liberty HealthShare representative and start walking together with us on your healthcare journey today.