Embrace the power.

Liberty HealthShare members want to take an active role in the responsibility for their health and are willing to share into wellness features (after a 2-month waiting period, in accordance with the Sharing Guidelines). 

Depending on program enrollment, members have access to one annual wellness visit with related lab work and screening per year (including gynecological visits for females), up to $500 dollars of the Fair and Reasonable charges as defined in the Sharing Guidelines, not subject to AUA requirement. Babies are eligible through 13 months for well-baby visits, including immunizations, with no waiting period and not subject to AUA requirement.

Liberty HealthShare members have also agreed to share certain eligible preventative screenings subject to periodic and age limits, including pap smears, mammograms (age 40+), PSA testing and Cologuard^® screening, and flu vaccinations up to $500, and that a member may have these shared into before meeting their Annual Unshared Amount requirement. See full Sharing Guidelines for complete wellness details.

It’s normal for people to want to be seen by a provider when they’re sick. Liberty HealthShare makes managing these costs simple with a community-oriented approach. Here’s an example of how the cost of an office visit is shared among our three core programs: Liberty Essential, Liberty Connect, and Liberty Unite.* In this scenario, we’re using an average cost of $200 for an office visit for a single member, though actual costs may vary depending on your location and provider.

When facing a health issue, diagnostic tests like MRI scans are often necessary to get a clear picture of your condition. Liberty HealthShare makes it easier to manage these potentially high costs through our community-based sharing approach. Below, we show how the cost of an MRI scan is shared across our three core programs—Liberty Essential, Liberty Connect, and Liberty Unite.* For this example, we’re assuming two people are on the program, using an average cost of $2,000 for an MRI scan, though actual costs may vary based on location, provider, and the specifics of the procedure.

Emergency room visits can be stressful, both physically and financially. At Liberty HealthShare, we strive to reduce the financial burden of unexpected medical emergencies through our community-driven cost-sharing approach. Here’s how the cost of an emergency room visit is shared across our three core programs—Liberty Essential, Liberty Connect, and Liberty Unite.* For this scenario, we’re assuming a family is enrolled in the program, using an average cost of $4,000 for an emergency room visit, though actual costs may vary depending on the severity of the condition, location, and the treatments received. We are also assuming that the member is admitted to the hospital within 23 hours of emergency room treatment.