Liberty HealthShare Official Blog
Reducing Medical Costs
In the medical world, it seems like costs are always rising. However, there are a few key situations in which costs have actually dropped for individuals. One of these is in the case of members of medical cost sharing ministries, which are allowable under the Affordable Care Act. Liberty HealthShare members actually saw their monthly share amount drop by $50 from 2013 to 2014.
Liberty HealthShare Member Beliefs
Liberty HealthShare's predecessor and parent ministry is a faith-based group that began in 1988 as a group of Christians who shared end-of-life medical and funeral expenses. Since then, the group has expanded to include a wide range of eligible medical expenses, ultimately becoming Liberty HealthShare. We are not health insurance, but rather we make it possible for individuals to share in one another's eligible medical expenses. This is allowable under the Affordable Care Act (ACA), and for that reason, it has grown rapidly in recent years.
Heart Disease And Cold Weather - Healthy Tips From Sue
Thank you all for the many suggestions I received for upcoming articles of interest. For March, I chose to address heart disease and cold weather. It is very important to know how cold weather affects your heart, especially if you have cardiovascular disease. People with heart conditions should avoid outdoor exertion, like shoveling snow and walking through heavy wet snow.
How To Discuss Liberty HealthShare With Your Doctor
Presenting your Liberty HealthShare card to your doctor or hospital. One of the best things about being a member of Liberty HealthShare is that you can visit any doctor and any hospital you choose! With Liberty HealthShare, if you like your doctor, you can keep your doctor! Our call center often gets questions from new and potential members about how to discuss Liberty HealthShare when seeing the doctor. We're here to help you through that process.
How To File Taxes As A Member Of Liberty HealthShare
"Filing my taxes was simple and easy to do" by Dale Bellis, Executive Director April 15th is just around the corner. The urgency to get your taxes done is building! The 2014 tax year is the first year in which being uninsured will cause individuals and families to be penalized. Taxpayers without health insurance will have to pay a "Shared Responsibility Payment." However, members of Liberty HealthShare are exempt from this additional tax during the months in which their membership is active.
Liberty HealthShare Exhibits At CPAC
The American Conservative Union (ACU) puts on its Conservative Political Action Conference (CPAC) in our nation’s capital each year. Liberty HealthShare representatives attended this year’s CPAC convention February 25-28, 2015 as exhibitors. While CPAC is a highly charged political event, Liberty HealthShare wants to help influence policy makers and public figures about the needs of healthcare sharing members in a non-partisan, non-political way. Liberty HealthShare especially made inroads with legislators requesting that they give equal status under the law to healthcare sharing for employee benefits, health savings accounts, and self-employed deductions.
Self-Pay Patient Tests Liberty HealthShare
For thirteen years, former South Carolina police officer Barbara Pulicicchio had been paying out-of-pocket for her healthcare costs. As a self-pay patient with some medical issues, she was finding it difficult to manage the cost of her care. One day Barbara began reading a book entitled The Self-Pay Patient by Sean Parnell and began learning about the cost-sharing concept. This idea intrigued her, so she began searching the internet for offering medical cost sharing.
Make Your Resolutions Stick
Get over the hump and use these 3 easy steps to achieve your goals. A new year signals hope, opportunity, and for many, the opportunity for significant changes. Some people resolve to lose weight. Others decide it's time to enhance their education. Others vow to quit an addictive habit.
Our Values Based Marketplace
How personal values can lead to better healthcare economics. by Dale Bellis, Liberty HealthShare Executive Director Recently the New York Times posted an article entitled, "Onward Christian, Healthcare" by Molly Worthen. We are so happy to see that the media is taking notice of healthcare sharing ministries, and we are encouraged by the impact it is having on the American healthcare landscape. I was quoted in the article as saying, "success comes 'when the marketplace is given the opportunity to produce solutions on its own.'" However, given the way in which the quote was presented, it seemed as though I believe the reason we share medical bills together is because of the economic advantage; because it is cheaper. This quote was accurate; however, I would like to add context, because it is important to know the driving force behind what we do.
You're In Charge With Liberty HealthShare
Executive Director Dale Bellis discusses the freedom Liberty HealthShare members enjoy as self-pay patients. Members are free to control their own healthcare, make decisions about their own futures, and regain control they haven't previously had.
Media Personality Skeptical About Medical Cost Sharing
Last spring, John Daly, an award-winning, internationally-known journalist, news anchor, producer, writer, author, and TV host went from skepticism to belief in the validity of medical cost sharing. A media analyst and former guest on The Tavis Smiley Show, Daly tuned in one day and heard Smiley interviewing Dr. Elaina George, a board-certified ENT physician from Atlanta, Georgia and Liberty HealthShare member. During the course of the broadcast, Dr. George mentioned cost sharing and Liberty HealthShare in particular. This unique concept stopped Daly in his tracks. He wondered, “What is this?”
Visiting Your Doctor? What You Need To Know
As a Liberty HealthShare member, what are the steps you should take when seeing your health provider? What do I do when I go to the Doctor? This question is commonly asked by Liberty HealthShare members. For some, it’s your first time seeing a provider since joining. Others have been members for years but haven’t had a medical need in a long time. We want to be sure you understand what to do when visiting the doctor, from giving the receptionist your member ID card to how the medical bill submission process works, so you can feel at ease when going to your provider of choice.
The Law Of Large Numbers In Medical Cost Sharing
One medical incident can cost thousands of dollars; a sum that doesn't fit into the most household budgets. However, rather than trying to manage these expenses alone, individuals can come together to take advantage of the law of large numbers, a mathematical principle that has significant implications for healthcare. The law of large numbers says that the more times a process is carried out, the closer to the expected average the results become. For example, when flipping a coin, the expected average is to get heads half the time and tails half the time, but in just 10 coin flips, it would not be too extraordinary to end up with 3 heads and 7 tails. However, if a coin was flipped 1,000 times, the result would be much closer to the 50/50 average that was expected. Where healthcare is concerned, the law of large numbers can be applied to the medical costs of people who come together as a group, such as the membership of Liberty HealthShare.
Don't Become A Victim Of Balance Billing
What Liberty HealthShare members should do if they find themselves in this predicament. The Liberty HealthShare payment schedule to medical providers has been shown to be a simple and fair system. However, even after accepting payment for service, some medical providers engage in what is called balance billing.