Liberty Select FAQ

Liberty HealthShare is launching a new sharing program, Liberty Select. This new program offers lower monthly share amounts, along with a higher annual unshared amount (AUA) for each sharing level within the new program. We answered your questions about Liberty's new program in this FAQ.

September 22nd, 2020

The Decision-Making Process of Pricing Share Amounts

Liberty HealthShare founder, Dale Bellis, and former FDA commissioner, Peter Pitts, discuss the pricing of healthsharing programs and the decision making process behind share amounts.

September 16th, 2020

HealthTrac Coordinator, Cindy Hawkins, Answers Your Questions About HealthTrac

Cindy Hawkins, our HealthTrac Coordinator, answers the common questions that members have about Liberty's HealthTrac program.

September 16th, 2020

CPT & Diagnosis Codes and Your Liberty HealthShare Membership

As empowered, educated healthcare consumers, our members often ask questions to better understand how our healthsharing process works and what it means to be a good healthsharing member. In this post we answer why we require diagnosis codes with expense submission.

August 19th, 2020

Hand Sanitizer Safety

Peter Pitts, Former Associate Commissioner of the FDA and Liberty HealthShare Advisory Board member, explained why the FDA has recalled some hand sanitizers, what to look for and what questions to ask if you’re using hand sanitizer.

August 18th, 2020

How to Submit a Bill Video

Knowing how to correctly submit a bill in your ShareBox is integral in efficiently facilitating the sharing of your eligible expenses through your healthsharing community. This video will help you walk through each step of submitting an expense.

August 18th, 2020

Understanding What Your EOS Means for Your HealthSharing Membership

The EOS is a helpful and informative document that aids you in better understanding your medical expense and how your community has supported you.

August 18th, 2020

What You Need to Know About Pre-existing Conditions and Your Healthsharing Membership.

If you or one of your family members has a pre-existing condition, it is important to understand what this means as a Liberty HealthShare member and how it effects your shareable medical expenses.

August 18th, 2020

Helping You Understand Your AUA

One healthsharing term you should be familiar with is your AUA, or Annual Unshared Amount. If you’ve never heard of this before, that’s okay! We’re here to help you understand it.

July 15th, 2020

Fantastic Month for Liberty HealthShare and Exciting News Coming Your Way in August

At its heart, Liberty HealthShare is about its members — a community of people who come together to care for one another. We never want to lose sight of the fact that you and your families are the heart and soul of this organization.

July 17th, 2019

Maternity & Membership: What to Expect

We've done our best to make the maternity process simple and straightforward because we know you would rather prepare to welcome your new bundle of joy than worry about confusing policies. We can't wait to meet your new addition!

April 10th, 2019

Learn About Liberty's Pre-Notification Process

We rely on our members to understand and live out the healthcare sharing mentality throughout your interactions with healthcare professionals and providers. We hope to give you the tools you need to make this possible. Liberty’s pre-notification process is one such tool.

January 18th, 2019

Understanding Renewal Fees

We often receive questions from our members about the purpose of annual renewal fees. Without understanding the context of this yearly addition, many members contact us feeling confused and frustrated by the extra dollars added to their monthly share amount. There is no need for alarm, and we hope to equip members with the info they need to be savvy consumers both within the Liberty community and the greater context of medical health.

July 6th, 2018

Rethinking Annual Wellness Visits

When we discuss preventative medicine and ways we can take responsibility for our health, annual wellness visits might come to mind as a means to accomplishing both. It seems to be part of the conventional wisdom most of us abide by, at least in theory. We may not make that visit every year, but we know we should. Or should we?

May 14th, 2018

Advance Care Planning

End-of-life planning isn't a topic most people want to discuss. Even when we approach the time at which those conversations make sense, at least some of our loved ones are likely to find the subject depressing or premature. But death is a natural part of this life, and as many of us know from personal experience, the whole experience can be much less traumatic when expectations and wishes have been made known ahead of time. There's no time like the present to begin planning and discussing this subject with your family and friends. In fact, Monday, April 16th offers the perfect opportunity, as it is National Healthcare Decisions Day (NHDD), an initiative of The Conversation Project.

April 6th, 2018

Year In Review From Our Executive Director

The growth we saw throughout 2017 confirms that Liberty HealthShare continues to attract record numbers of households to our ministry. As we look ahead to what promises to be an equally exciting 2018, we want to take a few minutes to reflect on and give thanks for everything God has done this past year.

February 9th, 2018

Go On Offense Against Winter Illness

Depending on where you live, the weather may be showing little signs that spring isn't too far off. That's a hopeful signal, especially for those living in the areas that have been hardest hit by severe winter storms. Unfortunately, no matter what the weather does, we're still in the middle of what's commonly known as "flu season."

January 29th, 2018

Membership With Dependents

Liberty HealthShare memberships take all shapes and sizes. Some members are enrolled as a single, some as a couple, and some as family units. What constitutes these various types of enrollments is fairly easy to understand, however, it gets a little more complicated with dependent children, especially as they approach legal adulthood.

October 26th, 2017

Medicare And Liberty Membership

If you meet or will soon meet the requirements for Medicare, you might be curious as to how Medicare enrollment will impact your membership with Liberty HealthShare. Since Liberty HealthShare is not insurance, you might wonder how, or even if, we share medical costs with members who are also enrolled in Medicare.

October 19th, 2017

How Do We Define Pre-Existing Conditions?

In the Health & Wellness Department, we are asked, “What is considered a pre-existing condition?” several times a day by both members and providers. The review and management of pre-existing conditions make up a large part of our work, so one of my goals is ensuring that our members have a good understanding of how we address these particular circumstances.

September 6th, 2017

Back-To-School Check-Ups & Vaccinations

The school year just ended, but we all know it won't be long before we're shopping back to school sales in anticipation of the start of the new year. You probably don't need to worry about those purchases just yet, but this is a good time to plan ahead for your child's back to school check-up and, if necessary, his or her vaccinations.

July 10th, 2017

Lowering Costs Through Pre-Notification

If you are a Liberty HealthShare member, you know we are not an insurance company. We are unique in many ways, most of all because we are driven by a member focus rather than a desire to please shareholders and collect profits. We facilitate the sharing of medical costs among the people who participate in this voluntary community, but the funds come from our members, not corporate coffers. For this reason, we often remind our members to do everything they can to reduce the often outrageous costs associated with healthcare. There are a variety of ways in which we encourage this stewardship mindset. One of them is through our pre-notification process.

May 4th, 2017

Questions New Members Are Asking

Every year during open enrollment, Liberty HealthShare experiences even greater and faster growth than normal. Although we are not bound by this enrollment season, many Americans choose to join us at that time. This year was no exception to the rule, so we know a good number of you are new or relatively new members. If you are just joining us, no doubt you have some questions about the way membership works, how sharing is accomplished, and other concepts related to Liberty HealthShare.

March 3rd, 2017

Confused About Pre-Existing Conditions?

At Liberty HealthShare, we frequently hear members as well as health care professionals referring to Liberty as insurance. It is important for our members to remember that Liberty is a cost-sharing ministry, not an insurance company. Because we are a healthcare sharing ministry, we are free from insurance! We are free to choose our physician, choose our hospital, and choose our pharmacy. We are in charge of our own healthcare. As members of Liberty HealthShare, we must take the role of stewards who strive to minimize cost for all of our members. One of the ways in which we accomplish this is through our handling of pre-existing conditions.

September 7th, 2016