Member Story: Kat McMahon

Entrepreneurs are responsible for choosing their own healthcare and finding the right solution for their needs. Many small business owners find that healthsharing is a better choice than health insurance for their family or employees.

Navigating that journey themselves is how Kat and Mikel McMahon became Liberty HealthShare members in 2018. Independent contractors for magazines in Arizona at the time, the couple didn't have the option of employer health insurance. When a business associate suggested they look into a healthcare sharing ministry, Mike took on the task of researching and comparing three organizations.

"We did our homework, my husband did the research, and after everything we decided that Liberty HealthShare was the direction our family wanted to go," said Kat.

Liberty HealthShare members have been there for her when she needed to use her sharing program, Liberty Unite, to visit her regular doctor and emergency room. 

"Our fellow members with the ministry have been wonderful," she said.

As she faced down the prospect of back surgery a few years ago the support of the Liberty HealthShare sharing community was a “huge blessing.”

"Back surgery can be very daunting, and I still have some residual issues from it, but fortunately, Liberty HealthShare was there to help me through," she said.

"Liberty HealthShare has done so much in the past couple of years and changed greatly for the better since we've been members," she noted.

Calling any customer service organization can be a daunting prospect. However, when Kat called the ministry, she experienced the knowledge, kindness, and helpfulness of Liberty HealthShare’s Member Services representatives.

"Kindness goes so far, and your reps have always demonstrated kindness and support."

Healthcare costs in the United States continue to trend towards unaffordability for many, which is why Liberty HealthShare members have approved systems which promote fair and reasonable medical costs.

After seeing the difference between what a medical service costs without the emphasis on fair and reasonable costs and the cost of the same service with Liberty HealthShare’s cost saving tools and processes in place, Kat wonders "how can anyone afford traditional healthcare?”  

For example, she was initially charged $31,000 for a four-hour emergency room visit. After fair and reasonable repricing, the bill was $1,900.

"People who don't know they can get a fair price will think they have to drain their bank account or sell their car," she said. "It's unfathomable. It's an industry that needs to change."

"It comforts me knowing with this sharing community we're all in this together, even in our darkest moments," Kat said. "Knowing that there is a ministry of Christians out there that help financially support one another when needed is just a bonus,” she said. “That, for me, is Liberty HealthShare.”